OFFER TERMS – $125 STATEMENT CREDIT REFERRAL BONUS
Offer valid through July 31, 2025
The Rocket Visa Signature® Card $125 Statement Credit Referral Bonus
For each eligible and successful referral, you can receive a referral bonus in the form of a statement credit in the amount of One Hundred Twenty-Five US Dollars ($125USD) ("Referral Bonus") posted to your Rocket Visa Signature® Card account (“Account”), up to a maximum of four (4) Referral Bonuses in any one (1) calendar year, for an annual maximum of Five Hundred US Dollars ($500USD). An "Eligible Referral" is a referral in which a referred individual (a) applies for a Rocket Visa Signature® Card through your unique personalized invitation link (“Invite Link”) provided to you by Rocket Card, LLC (“Rocket”) and (b) is issued a Rocket Visa Signature® Card (“Card”).
To receive this Referral Bonus:
Primary Cardholder: You must be the primary cardholder on the Account associated with your Invite Link. Authorized users on your Account are not eligible to participate in the Referral Program.
Account in Good Standing: Your Account must be (i) open and in good standing, (ii) not delinquent; and (iii) compliant with all Program Terms and the Cardholder Agreement.
Application Submitted During Active Offer: The referred individual must submit their application while this Offer is active.
Card is Issued: The referred individual’s application must be approved by Rocket and they must be issued a Card.
End Date: This offer is valid through July 31, 2025. To qualify toward this Referral Bonus, all Card applications by referred individuals must be submitted by July 31, 2025.
New Cardholder for at Least 30 Days: The referred individual must open and maintain their Card account for at least thirty (30) consecutive days.
These offer terms (“Offer Terms”) are subject to the Referral Program Terms and Conditions
Last updated: 02/01/2025
REFERRAL PROGRAM TERMS & CONDITIONS
Last updated: 02/01/2025
These Referral Program Terms and Conditions (the “Program Terms”) contain important information about the way referral bonuses are offered by Rocket Card, LLC (“Rocket”) and earned in connection with existing Rocket Visa Signature® Card cardholders who refer eligible individuals to apply for a Rocket Visa Signature® Card (the “Referral Program”). The Program Terms herein are in addition to the Rocket Visa Signature® Card Credit Card Cardholder Agreement (the “Cardholder Agreement”).
All participation in and referrals made through the Referral Program are subject to and governed by the specific Offer Terms, these Program Terms and the terms of the Cardholder Agreement that correspond with the Invite Link and Account you use to participate in the Referral Program.
Eligibility
This Referral Program is only available to eligible, primary Rocket Visa Signature® Card cardholders with Accounts in good standing. “Good standing” means the Account is open, not delinquent, and compliant with all Program Terms herein and in the Cardholder Agreement.
In order to earn a Referral Bonus, you must satisfy the Offer Terms as well as these Program Terms, and your Account must not be canceled or past due on the date the Referral Bonus would post to your Account and when you have qualified to earn the Referral Bonus.
The Referral Program is not currently available to authorized users and/or additional cardholders on a primary cardholder’s Account.
Referral Bonuses
There are limits to the number and dollar amounts of Referral Bonuses that can be earned by an eligible Account. See the specific Offer Terms for more details. Each Account is only eligible for Referral Bonuses up to the annual limit.
Please allow thirty to forty-five (30-45) calendar days for a Referral Bonus to post to your Account after each referred individual is issued a Rocket Visa Signature® Card.
The value of the Referral Bonus may be treated as taxable income for the primary cardholder of the Account that earns a Referral Bonus. The Account cardholder is solely responsible for any federal or state taxes resulting from the Referral Bonus. Please consult your tax advisor if you have questions about the tax treatment and tax implications of a Referral Bonus.
Referral Program Restrictions
You cannot earn a Referral Bonus for referring individuals to the Card who currently have the Card or who have been referred by someone else. If two or more existing Account cardholders refer the same individual, Rocket will credit the Referral Bonus to the Account whose Invite Link was used by the referred individual to apply and get the Card.
Due to the confidential nature of the credit approval process, you will not be notified of whether Rocket approves or declines any application(s) from individual(s) you refer and whether any individual(s) get the Card.
This Referral Program is intended for you to invite only your interested personal friends, family and known acquaintances to apply for Cards utilizing your Invite Link provided to you by Rocket. You may not share referrals with yourself.
Whenever and wherever you refer a friend under the Referral Program, any additional statements you make, of which are not provided by Rocket Card LLC, about our Card products or the Referral Offer, must be
consistent with the content and materials Rocket provides you and/or your friends;
truthful, accurate, factually supported, not misleading; and
reflect your honest beliefs, opinions, or experiences with your Card.
Any modification or efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the referral link, sharing tools, content, disclosures or other materials and instructions Rocket provides will be considered a violation of these terms.
Friends, Families and Acquaintances Only
When you invite a friend to apply for a Card for the purpose of earning yourself a Referral Bonus, you must make sure your friend knows you could earn a Referral Bonus from Rocket if their application is approved and they are issued a new Card.
You should not publish or distribute your Invite Link in locations where the audience is likely to include individuals you do not know or who may not be interested in the Card.
If you decide to post your Invite Link on any third-party website or platform, such as a social media website, you must:
also comply with that third party's terms of use, and
make it clear to those who view your post that you may also earn a referral bonus if they are approved for and get a new Card.
You should also be aware that by engaging in such activity on a third party site (1) you will be, at your own risk, subjecting yourself to those third party sites' privacy, security and consumer practices and policies which Rocket does not endorse or control, and (2) that those third party sites may be able to tell, based on your activity, that you are a Rocket Visa Signature® Card cardholder.
You also acknowledge and accept that the individuals you refer will know that you are a Rocket Visa Signature® Card cardholder.
Program Violations – Bonus Forfeiture, Termination
Any violation or abuse of the Referral Program may result in the forfeiture of the Referral Bonus and/or program participation ineligibility for your Account, in our sole discretion. Forfeiture of any Referral Bonus may occur at any time during the tenure of your time as a Rocket Visa Signature® Card cardholder.
Rocket reserves the right to limit, cancel, or revoke Referral Bonuses if Rocket, in our sole discretion, find that you have (i) acted in bad faith in participating in the Referral Program; (ii) violated these Program Terms, and/or (iii) if Rocket restricts or closes your Account pursuant to the Cardholder Agreement.
Additional Terms
Please note that specific Offer Terms may vary by individual referral offers under the Referral Program.
Any applicable terms & restrictions in the Cardholder Rewards Terms of Use shall apply to the Referral Program for your Account.
If different Offer Terms are available later, you can only avail yourself of those specific Offer Terms which are live and active when your Invite Link is used.
The Cardholder Agreement governs all use of your Card, and these Program Terms do not amend, supersede, change or replace the Cardholder Agreement. Your Cardholder Agreement includes important terms applicable to your use of the Card, which continue to apply herein. You can call the number on the back of your Card to request a copy of your Cardholder Agreement.
Changes to the Referral Program or these Program Terms
Rocket reserves the right to suspend, cancel, terminate or modify this program, these terms and conditions and/or any Offers made through this Referral Program at any time at our sole discretion.
You are deemed aware of and bound by such changes by your continued access to or participation in the Referral Program.
Rocket will indicate changes made by updating the "Last Updated" date above at the beginning of these Program Terms. If you do not accept any such changes, your sole and exclusive remedy is to cease participation in the Referral Program.